Bank Products
Bank Products — A Powerful Tool for Your Tax Business
As a partner with The Tax Fixer Solutions, you don’t just file taxes, you offer your clients financial solutions that make their experience faster, easier, and more valuable. Bank products are one of the most powerful ways to do that.
What Are Bank Products?
Bank products are financial services offered at the time of tax filing that allow your clients to access their refund faster and pay your prep fee without any out-of-pocket cost.
The 3 Core Bank Products
1. Refund Advance
Your client receives a portion of their expected refund before the IRS processes it.
- Available at time of filing
- No cost to the client in most cases
- Builds loyalty and repeat business
2. Fee Withholding
Your tax preparation fee is deducted directly from the client’s refund, so they never have to pay out of pocket.
- No upfront payment required from client
- You get paid when the refund is processed
- Increases your close rate significantly
3. Refund Transfer
The client’s refund is deposited into a temporary bank account. Your fees are deducted, and the remainder is sent directly to the client.
- Flexible delivery options for clients
- Seamless fee collection for you
- Works even if the client doesn’t have a bank account
Why Bank Products Matter
- More clients say yes — no upfront cost removes the #1 objection
- You get paid automatically — no chasing clients for payment
- Clients come back — fast refunds and easy service build loyalty
- Competitive advantage — most independent preparers don’t offer this